TransUnion ResidentScore
by TransUnion
AI-driven tenant scoring. CFPB and HUD scrutiny over disparate impact.
Risk Score: 25/100 (Moderate) · 17+ incidents · Legal 100 · Safety 0 · Privacy 0 · Regulatory 0 · Security 0
Risk Score
Apr 27, 2026
Risk Score Breakdown
Legal Risk
Court cases & lawsuits
100/100
Safety Risk
Incidents & harm events
0/100
Privacy Risk
Breaches & GDPR actions
0/100
Regulatory Risk
FTC, EU enforcement
0/100
Security Risk
CVEs & vulnerabilities
0/100
Incident Timeline
17 total incidents · showing 5 most recent
Feb 2026
A lawsuit, Wilson v. TransUnion, LLC, was filed in the U.S. District Court for the District of Connecticut (3:26-cv-00172). It involves TransUnion and a plaintiff named Wilson, with limited public details on the claims.
Dec 2025
A lawsuit, Wilson v. TransUnion LLC, was filed in the U.S. District Court for the District of Connecticut involving TransUnion’s ResidentScore AI service. Limited public details are available beyond the case listing.
Dec 2025
A lawsuit involving TransUnion, LLC and Angella M. Smith has been filed in the U.S. District Court for the Northern District of Illinois (case 1:25-cv-14951). The matter is listed as a personal injury case affecting the named parties.
Nov 2025
A lawsuit, Wilson v. TransUnion, LLC, was filed in the U.S. District Court for the District of Connecticut (3:25-cv-01979). Limited public details are available about the allegations or how TransUnion ResidentScore users may be affected.
Oct 2025
A lawsuit has been filed against TransUnion LLC involving its ResidentScore service in the U.S. District Court for the District of Connecticut. The case is Wilson v. TransUnion LLC (3:25-cv-01675).
Frequently Asked Questions
What is TransUnion ResidentScore's AI risk score?
TransUnion ResidentScore has an AI Risk Score of 25/100 (Moderate Risk). This score is calculated from 17+ documented public incidents across legal, safety, privacy, regulatory, and security categories.
Is TransUnion ResidentScore safe to use?
TransUnion ResidentScore by TransUnion has a moderate risk profile based on public data. Organizations should review the full incident list and conduct their own due diligence. This score does not constitute legal advice.
Does TransUnion ResidentScore have lawsuits?
Yes — our public records show 5 court case(s) for TransUnion ResidentScore, including: Court Case: Wilson v. TransUnion, LLC; Court Case: Wilson v. TransUnion LLC; Court Case: Smith v. Transunion, LLC; Court Case: Wilson v. TransUnion, LLC; Court Case: Wilson v. TransUnion LLC.
How is the AI Risk Score calculated?
Scores are weighted across 5 categories: Legal (25%), Safety (25%), Privacy (20%), Regulatory (15%), Security (15%). Each incident is scored by severity and type, then decayed based on age. Active lawsuits and fatal incidents do not decay.
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